Sharing financially, growing together

One of the best saving choices you can make

By saving with Community Care Credit Union, you’re not just another customer, but an active member of a highly successful financial co-operative, which provides security and protection for your savings. Members of CCCU come together to save on a regular, secure basis, and from this fund, to provide loans to each other. A dividend is usually paid to every member once a year.

HOW TO SAVE
Each $1 saved is equivalent to a single share. You can save any amount as often as you choose. You may save through a direct debit instruction to your bank, for extra convenience, or simply call into the office anytime. Your shares will build up quickly, and at the end of the financial year, each member is entitled to a dividend, based upon the number of shares held. You may withdraw your savings at any time, although we encourage you to take a loan, and keep your savings intact, to ensure you will still receive your dividend, and benefit from loan eligibility and life insurance.

COMMON FUND
The fund of shares which builds up forms part of a common fund, from which members are eligible to take loans. This is why we ask members to increase their shares by at least $1 each week when repaying a loan, to allow others get loans too. Through this, members help each other by saving and borrowing money.

BENEFITS
• Competitive interest rates
• Annual dividends
• Voting privilege at Annual General Meetings
• Safe and secure financial freedom